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Why your take-home pay changes each week in Australia

A quick guide to the factors that cause weekly or fortnightly take-home pay to vary, including overtime, tax brackets, and employer withholding.


It is normal for take-home pay to change between weeks, especially for hourly or roster-based workers. Changes often come from hours worked, overtime, allowances, and PAYG withholding adjustments.

Overtime and penalty rates: Extra hours or higher weekend/holiday rates increase gross income, which increases PAYG withholding for that pay period.

Progressive tax withholding: Employers estimate your annualised income using ATO formulas. Higher earnings in a single week may temporarily increase withheld tax.

Tax-free threshold changes: If you update your TFN declaration or switch employers, your PAYG withholding may shift when the threshold is added or removed.

HELP/HECS adjustments: When your employer detects you have a HELP/HECS debt, additional withholding is applied. This can cause lower take-home pay.

Other employer deductions: Union fees, salary sacrifice, novated lease payments, and other pre-tax or post-tax deductions change your net income.

How this calculator models weekly changes: This site shows consistent calculations based on your hourly rate or weekly input. It does not model employer-specific rounding or ATO withholding formulas.

Call to action: Use this calculator to sanity-check weekly and fortnightly payslips and compare them with your expected gross and net pay.

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